Online Blackjack Strategy, Tips & Advice from Profit Accumulator

Blackjack Strategy Calculator
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4-8 Decks, Blackjack Strategy
This is the Profit Accumulator Blackjack strategy. You can find your hand on the left hand side of the table and the dealer's up facing card at the top of the table. The table will then guide you as to what move you should make. You will find different tables for hard totals, soft totals and splittable hands aswell as separate sets of tables depending on whether the dealers hits or stands when on soft 17.

Some other basic rules to follow for this blackjack strategy are:

Never take insurance.
Treat your hand as a hard total (fives would be 10 or tens would be 20) on the splitting tables.
If you can't split because of a limit on re-splitting, then treat your hand as a hard total.
Never play any side bets such as "Perfect Pair" or "21 + 3", these are additional bets that will reduce your (return to player) RTP.

All Blackjack hands can be classed as either a 'hard' or 'soft' hand. A hard blackjack hand is any combination of cards that does not include an ace, that is at risk of busting out should the player decide to hit, whereas a soft blackjack hand is any combination of cards that does include an ace and that is not at risk of busting out should the player hit. Here are some examples:

10 + 2 = Hard 12
10 + 4 = Hard 14
7 + 2 + 6 = Hard 15
Ace + 2 = Soft 13
Ace + 4 = Soft 15
Ace + 2 + 6 = Soft 19

4-8 Decks, Dealer STANDS on soft 17

Player Hard	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	4-8	H	H	H	H	H	H	H	H	H	H
	9	H	DH	DH	DH	DH	H	H	H	H	H
	10	DH	DH	DH	DH	DH	DH	DH	DH	H	H
	11	DH	DH	DH	DH	DH	DH	DH	DH	DH	H
	12	H	H	S	S	S	H	H	H	H	H
	13	S	S	S	S	S	H	H	H	H	H
	14	S	S	S	S	S	H	H	H	H	H
	15	S	S	S	S	S	H	H	H	SUH	H
	16	S	S	S	S	S	H	H	SUH	SUH	SUH
	17+	S	S	S	S	S	S	S	S	S	S

Player Soft	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	13	H	H	H	DH	DH	H	H	H	H	H
	14	H	H	H	DH	DH	H	H	H	H	H
	15	H	H	DH	DH	DH	H	H	H	H	H
	16	H	H	DH	DH	DH	H	H	H	H	H
	17	H	DH	DH	DH	DH	H	H	H	H	H
	18	S	DS	DS	DS	DS	S	S	H	H	H
	19+	S	S	S	S	S	S	S	S	S	S

Splits	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	2,2	SPH	SPH	SP	SP	SP	SP	H	H	H	H
	3,3	SPH	SPH	SP	SP	SP	SP	H	H	H	H
	4,4	H	H	H	SPH	SPH	H	H	H	H	H
	6,6	SPH	SP	SP	SP	SP	H	H	H	H	H
	7,7	SP	SP	SP	SP	SP	SP	H	H	H	H
	8,8	SP	SP	SP	SP	SP	SP	SP	SP	SP	SP
	9,9	SP	SP	SP	SP	SP	S	SP	SP	S	S
	A,A	SP	SP	SP	SP	SP	SP	SP	SP	SP	SP

**LEGEND**
Hit
Stand
Double if allowed, otherwise hit
Double if allowed, otherwise stand
Split
Split if double after split is allowed, otherwise hit
Surrender if allowed, otherwise hit

4-8 Decks, Dealer HITS on soft 17

Player Hard	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	4-8	H	H	H	H	H	H	H	H	H	H
	9	H	DH	DH	DH	DH	H	H	H	H	H
	10	DH	DH	DH	DH	DH	DH	DH	DH	H	H
	11	DH	DH	DH	DH	DH	DH	DH	DH	DH	DH
	12	H	H	S	S	S	H	H	H	H	H
	13	S	S	S	S	S	H	H	H	H	H
	14	S	S	S	S	S	H	H	H	H	H
	15	S	S	S	S	S	H	H	H	SUH	SUH
	16	S	S	S	S	S	H	H	SUH	SUH	SUH
	17	S	S	S	S	S	S	S	S	S	SUS
	18+	S	S	S	S	S	S	S	S	S	S

Player Soft	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	13	H	H	H	DH	DH	H	H	H	H	H
	14	H	H	H	DH	DH	H	H	H	H	H
	15	H	H	DH	DH	DH	H	H	H	H	H
	16	H	H	DH	DH	DH	H	H	H	H	H
	17	H	DH	DH	DH	DH	H	H	H	H	H
	18	DS	DS	DS	DS	DS	S	S	H	H	H
	19	S	S	S	S	DS	S	S	S	S	S
	20+	S	S	S	S	S	S	S	S	S	S

Splits	Dealers Card
		2	3	4	5	6	7	8	9	10	A
	2,2	SPH	SPH	SP	SP	SP	SP	H	H	H	H
	3,3	SPH	SPH	SP	SP	SP	SP	H	H	H	H
	4,4	H	H	H	SPH	SPH	H	H	H	H	H
	6,6	SPH	SP	SP	SP	SP	H	H	H	H	H
	7,7	SP	SP	SP	SP	SP	SP	H	H	H	H
	8,8	SP	SP	SP	SP	SP	SP	SP	SP	SP	SSP
	9,9	SP	SP	SP	SP	SP	S	SP	SP	S	S
	A,A	SP	SP	SP	SP	SP	SP	SP	SP	SP	SP

**LEGEND**
Hit
Stand
Double if allowed, otherwise hit
Double if allowed, otherwise stand
Split
Split if double after split is allowed, otherwise hit
Surrender if allowed, otherwise hit
Surrender if allowed, otherwise stand
Surrender if allowed, otherwise split